United First Financial

Have you made your New Year’s Resolution yet? If not you better get busy as we are now into the seventh day of 2009! If so was getting out of debt on your list?  Getting out of debt is high on the list of most people. I think it is higher than that on my list but probably because I have found the way to do it!

Since starting the Money Merge Account (MMA) System a year ago we have reduced the time to pay off all debt to 8.3 years. This terrific program is like a financial GPS system that shows you how to get to where you would like to be, which I think for all of us is out of debt. However before the United First Financial MMA came into my life I had no idea how that could be done! Like most of us I just assumed that paying off your home was a dream not achievable by anyone except the wealthy! As a long term real estate agent I was used to helping people get their dream home and along with it of course a mortgage.  That is the American dream of home ownership.   Becoming debt free which seemed impossible with our mental programming that having a mortgage was good for us!  After all we do get a tax deduction on the interest!  If you like to save 25 -30 % on every dollar but in so doing lose the 70 – 75 % on interest to a bank it’s ok and the banks need it!  However I decided to take charge of my financial future!  After all the banks are getting bailed out but so far no one no one has offered to bail me out!

Everyone I meet is first excited about the possibility but then doubt sets in, see The Nine Stages of the MMA. To overcome the doubt I did my due diligence; thoroughly checked out the company and found it to be a sterling company with an unblemished reputation. Then of course since I have an extensive background in math due to my pre-med education the next thought was I could do it myself! It was demonstrated to me that the MMA program will out perform just putting an extra fixed amount of discretionary income toward the mortgage.  Not to mention we tried to just put extra into the principle  before and it is very hard to be disciplined enough to follow through!  I think we did it a few months before life happens and there is always another use for that money!

With the MMA system there is little to no change in lifestyle but you are following this financial gps tool toward becoming debt free!

Becoming debt free is high on my list of New Year’s Resolutions, along with riding more and worrying less!

Find out more about United First Financial’s Money Merge Account!

Tags: financial gps, MMA, Money Merge Account, New Year's Resolution