The American Recovery and Reinvestment Act (ARRA) increased the maximum conforming mortgage loan limits for mortgages originated in 2009.  The increase affects 250 counties across the US.  Fannie Mae and Freddie Mac maximums will return to their late 2008 levels for these areas.  Several lookup tables are available on the Office of Federal Housing Enterprise Oversight.

Loan limits for mortgages originated in 2009 are set under the provisions of the American Recovery and Reinvestment Act of 2009.  Under that legislation, loan limits for 2009-originated loans are set at the higher of the 2008 limits and those that were originally announced for 2009 under the terms of the Housing and Economic Recovery Act of 2008.